BankStride Platform
BankStride is a modern banking platform designed to simplify complex loan workflows. It automates document collection, exception tracking, loan reporting, and covenant monitoring.
With a secure, user-friendly experience, it reduces manual effort for both bankers and clients. The result: faster decisions, improved compliance, and stronger customer relationships.
At BankStride, we simplify the loan process by streamlining key activities, including the management of loan documentation exceptions, covenant monitoring, portfolio management, document collection, and tickler tracking. Our platform is designed to reduce credit exceptions and save valuable time and money for employees in commercial banks.
​
We understand the complexity and time-consuming nature of loan management, which is why we have created a solution that automates and streamlines key processes. With BankStride, commercial banks can focus on serving their customers, reducing risk, and closing more loans.
​
Our platform is user-friendly and intuitive, making it easy for commercial bankers, credit officers, and loan operations to monitor their loans, handle exceptions, and collect documents with ease. Whether you're a large financial institution or a small commercial bank, BankStride is the solution you need to streamline your loan process and save time and money.
Features
COMMERCIAL LOAN MANAGEMENT
Manage loans pipeline and onboard new customers with an efficient and streamlined workflow using a slick and cutting-edge digital solution.
AUTOMATED DOCUMENT COLLECTION
Customers can securely and easily share documents in response to automated email and text notifications. No account setup or login is required.
LOAN RISK, COMPLIANCE AND COVENANTS
After a loan is booked, BankStride automates the management of loan reporting, loan covenants, compliance certificates, and exceptions reports.
IMPROVED EFFICIENCY & CUSTOMER EXPERIENCE
Customers have the option to send files through email or a secure login-less portal. Either way, we get the file where they need to go.
LOAN PORTFOLIO MONITORING
After a loan is booked, BankStride automates the management of loan reporting, loan covenants, compliance certificates, and exceptions reports.
LOAN REPORTING & FINANCIAL REPORTING
Bank leadership can drill down to identify pockets of risk and underperformance. Every member of the team knows where to focus.
SEEMLESS INTEGRATION & IMPLEMENTATION
Deployed in record time. Simple, intuitive user interface allow seamless adoption and integration. Add your team and third parties with a single click, and manage access permissions.
EXCEPTIONS & TICKLER TRACKING
Effective exception and tickler tracking systems facilitate better risk management, banks are encouraged to establish these systems
CONSTRUCTION LOAN MANAGEMENT
​Automate construction loan management and draw process with a digital friendly document management and approval process.
Automated Loan Management and Reporting Made Easy
BankStride is a digital banking platform you've been waiting for. BankStride makes it easy for banks to automate loan documents, exceptions tracking, loan reporting and covenant monitoring. No more managing checklists, searching for files in emails, or waiting on updates from other parties. Just create your requests and let BankStride do the work for you.
Many Banks and lending companies depend on non-public client information to provide their
services. Examples include:
• Due diligence and underwriting for a loan or investment
• Financial and expenditure reports for monthly bookkeeping and tax services
• Regular document requests for credit exceptions, loan monitoring and covenant monitoring
Without a dedicated tool, professionals would have to manually manage checklists and calendar events to keep track of all required information. BankStride automates this work while improving security and reporting.
Why BankStride platform
BankStride is a web-based software solution for commercial banks and credit unions that works with customers to manage loan agreements and eliminate credit exceptions. FileStride improves credit exception management by reaching beyond the walls of the bank to work directly with customers.
Customers respond to information requests much like paying an online invoice – they clearly see what’s required of them and they act. Customers can respond using a login-less portal or by email – no account or password required.
With BankStride, banking teams can schedule recurring requests for documents like financial statements and tax returns, compare actual and threshold covenant values (e.g. minimum DSCR), and send compliance certificates for signature via DocuSign.
​
BankStride is like autopay for customer information.
​
​
​
​
How does this help banks
A borrower’s risk profile can change significantly in the years following a lending event. Managing compliance with loan agreements through reporting and ongoing internal monitoring remains a constant, time-consuming, and often tedious challenge for banks
Banks that pursue strong loan agreement management face recurring, complex tasks. These are often handled with basic tools such as email, spreadsheets, and calendar ticklers. When this work falls behind, banks risk delayed awareness of problematic loans or operating practices—putting capital and reputation at risk.
With BankStride, banks gain high-resolution loan agreement monitoring.
The platform saves valuable time, ensures greater compliance,
and enhances customer confidence with a seamless experience.
How does our bank customer use BankStride
Our bank customer uses BankStride to schedule and automate all the recurring activities required to monitor loan agreements efficiently. It helps ensure nothing is missed and saves time for the banking team.
For example, BankStride has proven effective in managing revolving lines of credit. BankStride automatically requests and reminds customers to submit monthly AR and AP listings, inventory analyses, and borrowing base certificates each month.
BankStride reminds the banking team to test various financial ratios. The results of the customer’s actions and the ratio testing all roll up to per-banker and per-office reports that can be run on-demand in seconds.
BankStride is powerful for bankers
Flexible information management
BankStride supports one-off and recurring information requests with flexible storage layer configuration options.​
Healthcare & Life Sciences
Bank leadership can drill down to identify pockets of risk and underperformance, ensuring every team member knows where to focus.​
Loan Monitoring
Track financial reporting, covenants, and certificates, and issue compliance certificates for signature via DocuSign.​
A Clear Banker's View
See your portal in action.
Easy for bank customers
No usernames and no passwords
Customers receive tokenized links for portal access, and bankers can request information from anyone with an email address.
Upload or email
Easy-to-use customer portals show exactly what is needed, while email-based file ingestion lets customers respond by emailing files.
Timely alerts
Reminders and alerts are aggregated to prevent information overload, can be toggled per user, and feature customizable schedules.
A Clear Customer's View
See your portal in action.
Streamlining Loan Underwriting, Loan Monitoring, Covenants, and Financial Reporting
Automate Bank customer information requests for covenant monitoring , loan reporting, financial reporting and exception handling.
BankStride allows you and your customers to exchange information with zero friction so that you can reduce credit exceptions and recover valuable time.
The Workspace view in FileStride gives you a holistic overview of what you have, what you need, and where your customer stands.
Get a quick pulse check on where your projects stand with the Dashboard view in FileStride.
The Workspace view in FileStride gives you a holistic overview of what you have, what you need, and where your customer stands.
Know what you have, know what you need.
BANKERS STREAMLINE LOAN REPORTING DOCUMENTS
Why BankStride?
We're the digital banking solution you've been waiting for.
We make it easy to automate your loan reporting and covenant monitoring. No more managing checklists, searching for files in emails, or waiting on updates from other parties. Just create your requests and let BankStride do the work for you.
How it works
BankStride combines checklists with cloud storage to help you communicate and monitor your information requests and documents.​
All it takes to get started:
-
​Request items by creating projects for one-off items or templated lists.
-
Review incoming files from your client and mark items as satisfied or complete.
-
Repeat with automatically recurring requests and reminders.​
Bankstride platform features
Why do banks and customers love BankStride?
We've facilitated over 1,000,000 client interactions...and counting.
